Built for scale.

The Informal Economy OS

Swipee enables millions of small businesses to accept payments, access cash instantly, and run their operations all from a single platform.

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Everything you need, built into one simple platform.

  • contactlessAccept card payments (tap, insert, swipe)
  • phone_iphoneReceive mobile money
  • paymentsInstant cash-out
  • app_shortcutSimple mobile app

One platform. Three core capabilities.

Accept Payments Anywhere

Take card payments (tap, insert, swipe) and mobile money from any customer.

Never miss a sale because of payment limitations.

Card Payments
contactless
Mobile Money
phone_iphone

Turn Digital Money Into Cash

Withdraw your funds instantly through nearby Swipee agents.

Stay liquid and keep your business running without delays.

Agent WithdrawalInstant
Liquidity Provided

Understand and Grow Your Business

Track your sales and performance in real time from your phone.

Make smarter decisions and increase your revenue.

Today's Sales
$1,250
Inventory
42 Low

Built for a broken system

Small businesses operate in a fragmented financial environment:

removeCard payments are inaccessible
removeCash is still essential
removeSystems don't connect
removeBusiness tools are missing

This limits growth and excludes millions from the financial system.

Swipee fixes this

Swipee connects payments, cash, and business tools into one seamless system designed for real-world conditions.

Simple. Fast. Reliable.

Step 1

Accept Payment

Customer taps or inserts card

Step 2

Get Paid

Funds appear instantly in wallet

Step 3

Withdraw Cash

Select an agent and collect cash securely

Built for every business.

Market Vendors

Market Vendors

Small Shops

Small Shops

Informal Traders

Informal Traders

Transport Operators

Transport Operators

35,000+
Active Merchants
$150M+
Transaction Volume
12 Cities
Coverage Cities

Designed for scale from day one

Swipee is not just a payment tool it is infrastructure.

trending_up

High Volume

Built for high transaction volume processing.

account_balance_wallet

Cash Heavy

Designed specifically for cash-heavy economies.

language

Cross-Market

Expandable and adaptable across multiple emerging markets.

hub

Ecosystem

Positioned as a complete financial ecosystem layer.

Powering the future of small businesses

Swipee is building the financial backbone for the informal economy enabling millions of businesses to participate in the digital world without losing access to cash.

Simple, scalable revenue model

check_circle Transaction-based fees
check_circle Cash-out fees
check_circle Device distribution
check_circle Financial services (future)

Start accepting payments today

Join the next generation of businesses using Swipee to grow faster.

Swipee Premium Card